Who We Are
Baton Rouge City Parish Employees' Federal Credit Union (BRCPEFCU) is a member-owned financial institution. Our purpose is to meet our members' needs by providing high-quality and cost-effective services. We believe in the cooperative principle of people helping people.
BRCPEFCU was founded in 1949 to provide financial services at a lower cost for the employees of the City of Baton Rouge. We were originally located in a City-Parish building. In 1995, we built our current home on Government Street. Over the years, we have grown and evolved to provide the best service and products possible to our members.
We have since extended our field of membership. Currently, you can join if you are an employee of the City of Baton Rouge or a member of any constitutional, board, or commission offices attached thereto. Membership is also open to employees BRFD, BRPD, BRACA, BREC, Capital Area Family Violence Intervention Center, CATS, City of Baker, City of Zachary, EBR Clerk of Court, EBR COA, EBR District Attorney, EBR District Court, EBR Family Court, and EBR Sheriff’s Office. You may also be retired as a pensioner or annuitant of the above employers. Membership is also available to current members’ immediate families. Also, if you work, live, worship, or attend school in the ZIP code 70801 or 70802, you can join.
Privacy Policy
FACTS: What does Baton Rouge City Parish Employees FCU do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and account balances
Account transactions and credit card or other debt
Credit history and transaction history
When you are no longer our member, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Baton Rouge City Parish Employees FCU chooses to share’ and whether you can limit this sharing.
Reasons we can share your personal information:
For everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.
Does Baton Rouge City Parish Employees FCU share? Yes.
Can you limit this sharing? No.
For marketing purposes - to offer our products and services to you.
Does Baton Rouge City Parish Employees FCU share? Yes.
Can you limit this sharing? No.
For joint marketing with other financial companies.
Does Baton Rouge City Parish Employees FCU share? Yes.
Can you limit this sharing? No.
For our affiliates’ everyday business purposes - information about your transactions and experiences.
Does Baton Rouge City Parish Employees FCU share? No.
Can you limit this sharing? We do not share.
For our affiliates’ everyday business purposes - information about your creditworthiness.
Does Baton Rouge City Parish Employees FCU share? No.
Can you limit this sharing? We do not share.
For non-affiliates to market to you.
Does Baton Rouge City Parish Employees FCU share? No.
Can you limit this sharing? We do not share.
Questions? Call 225-389-3095 or go to www.brcpefcu.org
What we do:
How does Baton Rouge City Parish Employees FCU protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Baton Rouge City Parish Employees FCU collect my personal information?
We collect your personal information, for example, when you:
Open an account or make a wire transfer
Show your government-issued ID or apply for financing
Show us your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
Sharing for affiliates’ everyday business purposed - information about your creditworthiness
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions:
Affiliates: companies related by common ownership or control. They can be financial and non-financial companies.
Baton Rouge City Parish Employees FCU has no affiliates.
Non-affiliates: companies not related by common ownership or control. They can be financial and non-financial companies.
Baton Rouge City Parish Employees FCU does not share with our non-affiliates so they can market to you.
Joint Marketing: a formal agreement between non-affiliated financial companies that together market financial products or services to you.
Our joint marketing partners include credit card companies, loan recapture programs, and insurance companies.
FAQs
Who can join the credit union?
To join, you must be an employee of the City of Baton Rouge or a member of any constitutional, board, or commission offices attached thereto. Membership is also open to employees of the following organizations:
Baton Rouge City Police Department
Baton Rouge Fire Department
BRACA
BREC
Capital Area Family Violence Intervention Center
Capitol Transportation
City of Baker
City of Zachary
EBR Clerk of Court’s Office
EBR COA
EBR District Attorney’s Office
EBR District Court
EBR Family Court
EBR Sheriff’s Office
You may also be retired as a pensioner or annuitant of the above employers. Membership is also available to immediate family members of current and retired employees and officeholders. Also, if you work, live, worship, or attend school in the ZIP code 70801 or 70802, you can join.
What do I need to join the credit union?
Answer: Valid Driver's License or State/Government-Issued ID, Original Social Security Card, and proof of residence if different from Driver's License.
What is your definition of immediate family?
Immediate family is defined as one of the following relationships:
Adopted children
Children
Grandchildren
Grandparents
Parents
Siblings
Spouse
Stepchildren
Stepparents
Stepsiblings
How long do I have to be a member to apply for a loan?
You can apply for a loan the same day that you open your account.
Is there a limit on the number of checks I can write each month on my checking account without being charged a fee?
No. You have unlimited check writing privileges at no charge to you.
Am I eligible to get a debit card if I only have a savings account?
No. You must have a savings and a checking account to apply for a Visa Check Card.